:root{--navy:#192B3A;--olive:#647454;--gold:#C5A46A;--ivory:#F5F3ED;--white:#FFFFFF;--slate:#536171;--ink:#1E2A36;--success:#387A58;--error:#B54A47;--line:#D8DDE2}
*{box-sizing:border-box}body{margin:0;font-family:Inter,"Source Sans 3",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.55;font-size:17px}
a{color:var(--navy);text-underline-offset:3px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:var(--navy);color:#fff;padding:.5rem 1rem;z-index:99}
.topbar{background:var(--navy);color:#fff}.topbar-inner{max-width:1100px;margin:0 auto;padding:.9rem 1rem;display:flex;flex-wrap:wrap;gap:.75rem 1.5rem;align-items:center;justify-content:space-between}
.brand{color:#fff;text-decoration:none;font-weight:800;letter-spacing:.02em;font-size:1.25rem}.brand span{color:var(--gold)}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.25rem 1rem}nav a{color:#fff;text-decoration:none;padding:.35rem .2rem}nav a[aria-current="page"]{border-bottom:3px solid var(--gold)}
main{max-width:1100px;margin:0 auto;padding:1.5rem 1rem 3rem}
.hero{background:var(--ivory);border-top:5px solid var(--gold);padding:2rem 1.25rem;border-radius:0 0 12px 12px}h1{font-size:2rem;line-height:1.2;margin:.2rem 0 .6rem}h2{font-size:1.45rem;line-height:1.3;margin-top:2rem}h3{font-size:1.15rem}
.lead{font-size:1.1rem;color:var(--slate);max-width:42rem}.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;padding:.8rem 1.25rem;border-radius:8px;border:2px solid var(--navy);margin:.4rem .5rem .4rem 0;cursor:pointer;font-size:1rem}.btn.secondary{background:var(--white);color:var(--navy)}.btn:hover{filter:brightness(1.08)}
.cards{display:grid;grid-template-columns:1fr;gap:1rem;margin:1.5rem 0}@media(min-width:700px){.cards{grid-template-columns:repeat(3,1fr)}}
.card{border:1px solid var(--line);border-radius:10px;padding:1.25rem;background:var(--white)}.card h3{margin-top:0}.tag{display:inline-block;background:var(--olive);color:#fff;font-size:.8rem;font-weight:700;padding:.2rem .55rem;border-radius:20px}
.disclaimer,.note{border:1px solid var(--gold);background:#FFF9EC;padding:1rem 1.25rem;border-radius:8px;margin:1.5rem 0}.note{background:var(--ivory);border-color:var(--line)}
.result{border:2px solid var(--navy);border-radius:10px;padding:1.25rem;margin:1.25rem 0;background:var(--ivory)}.result .big{font-size:2.25rem;font-weight:800;color:var(--navy);line-height:1.1}
form .field{margin:1rem 0}label{display:block;font-weight:700;margin-bottom:.35rem}input[type="number"],input[type="text"],select{width:100%;max-width:28rem;padding:.7rem .8rem;font-size:1rem;border:1.5px solid var(--slate);border-radius:8px;background:#fff}
fieldset{border:1px solid var(--line);border-radius:10px;padding:1rem;margin:1rem 0}legend{font-weight:800;padding:0 .4rem}
table{border-collapse:collapse;width:100%;margin:1rem 0}th,td{border:1px solid var(--line);padding:.55rem .7rem;text-align:left}th{background:var(--navy);color:#fff}td.num,th.num{text-align:right}
.error{color:var(--error);font-weight:700}.success{color:var(--success);font-weight:700}
.rating-row{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:.5rem;align-items:end;margin-bottom:.75rem}@media(max-width:700px){.rating-row{grid-template-columns:1fr 1fr}.rating-row button{grid-column:1/-1}}
footer{background:var(--navy);color:#fff;margin-top:2rem}footer .inner{max-width:1100px;margin:0 auto;padding:2rem 1rem}footer a{color:#fff}footer nav ul{margin-top:1rem}
.small{font-size:.92rem;color:var(--slate)}footer .small{color:#D8DDE2}
.analytics-note{font-size:.9rem;color:var(--slate)}
.year-selector{display:flex;flex-wrap:wrap;gap:.5rem;margin:.75rem 0}.year-selector label{font-weight:700;border:2px solid var(--slate);border-radius:8px;padding:.55rem .9rem;cursor:pointer;background:#fff}.year-selector label:has(input:checked){background:var(--navy);color:#fff;border-color:var(--navy)}.year-selector input{position:absolute;opacity:0}.badge-projected{display:inline-block;background:var(--error);color:#fff;font-size:.8rem;font-weight:800;padding:.15rem .5rem;border-radius:20px;margin-left:.4rem}.badge-official{display:inline-block;background:var(--success);color:#fff;font-size:.8rem;font-weight:800;padding:.15rem .5rem;border-radius:20px;margin-left:.4rem}